Deadline to apply has been extended by a month


North Carolina homeowners and renters who sustained property damage or loss caused by Hurricane Florence will now have an extra 30 days, or until Dec. 13, to register for Individual Assistance from the Federal Emergency Management Administration (FEMA). The extension comes after the state requested additional time.

The original deadline for those seeking FEMA and Small Business Administration assistance was Tuesday, Nov. 13.

Survivors are encouraged to register even if they have insurance. FEMA will not duplicate insurance payments, but eligible homeowners and renters may be able to receive money from FEMA for losses not covered by insurance to help pay for basic home repairs, temporary rental assistance and other needs such as replacing personal property. FEMA individual assistance is a grant, which means the money does not have to be repaid.

In the case of the Small Business Administration, homeowners and others could be eligible for various disaster loans.

Currently the SBA has available Business Physical Disaster Loans, Economic Injury Disaster Loans and Home Disaster Loans.

The Dec. 13 deadline for SBA applies only to loans for physical damage. Loans to aid with economic injury should be applied for by June 14, 2019.

Victims seeking information regarding SBA loans can call the SBA Disaster Assistance Customer Service Center by calling 800-659-2955, emailing or by visiting the SBA website at

If victims have unmet disaster-related needs, they can call the statewide referral service at 211.

Individuals and businesses seeking FEMA assistance can register using several different methods.

  • Calling the disaster assistance helpline at 800-621-3362, anytime between 7 a.m. and 11 p.m. local time seven days a week until further notice.
  • Victims can update their contact information, ask questions about a letter from FEMA, get information about FEMA home inspections or learn how to appeal a FEMA decision.
  • Going online to
  • Downloading the FEMA mobile app.
  • Downloading the ReadyNCapp.
  • Visiting any of the remaining Disaster Recovery Centers that remain open. To find center locations and current hours, download the FEMA mobile app, the ReadyNC app or visit The centers are currently open from 9 a.m. until 7 p.m. local time Monday through Saturday until further notice. They are closed on Sundays.
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